Offer Credit to your Customers Just like a Bank

RBI-Compliant

Automated Collections

Scalable Capital

Our Impact

10,000+
No. of Businesses
1.2 Cr+
Transactions created
₹5 Cr+
Worth of Lending Powered

Why Choose Bahi Khata ?

Tech Infrastructure to simplify credit for Modern Businesses

Full Compliance

All lending operations conducted through our NBFC partners, ensuring complete regulatory compliance and peace of mind.

Advanced Technology

Credit assessment, credit bureau checks, bank statement analysis - all powered by cutting-edge technology.

Auto Collections

E-mandate based repayments directly from borrower bank accounts, dramatically reducing delays and default risk.

Scalable Capital

Access to more capital through our platform, allowing you to scale your lending operations.

Borrower Insurance

All Borrowers are insured, providing an additional layer of security for your investments.

Designed for Modern Businesses

From Regulated Lenders to Jewellers, from Private Financiers to Wholesale Merchants — Our Platform powers credit for businesses of every size and scale.

Nidhi Companies
Microfinance Co.
Credit Co-operative Societies
Private Financers
Jewellers & Bankers
Bank DSA
Wholesale Merchants
Electronics Retailers
SaaS & Subscription Businesses
Fintechs

Success Stories

Hear from our successful users across India

"The compliance support and technology platform gave us the confidence to scale."
Abhijeet Goel
Najibabad, Uttar Pradesh
"The compliance support and technology platform gave us the confidence to scale."
Abhijeet Goel
Najibabad, Uttar Pradesh
"Our default rates dropped significantly with automated repayments and borrower insurance."
Amit Gupta
Kanpur, Uttar Pradesh

Answering Queries around Credit.

The help & support every credit transaction deserves

Frequently Asked Questions

Got questions? We've got answers. Here are the most common questions about our platform.

All lending operations on our platform are conducted through our registered NBFC partners, ensuring complete compliance with RBI regulations. We handle all regulatory requirements so you can focus on growing your business.

Our platform provides comprehensive credit assessment tools, access to major credit bureaus for borrower history checks, automated bank statement analysis, and real-time risk scoring to help you make informed lending decisions.

We use E-mandate technology that automatically debits repayment amounts from borrowers' bank accounts on due dates. This significantly reduces default risk and eliminates the need for manual collection efforts.

All borrowers on our platform are covered by comprehensive insurance that protects against defaults due to death, disability, or other unforeseen circumstances, providing an additional layer of security for your investments.

Our platform connects you with institutional investors and provides access to credit lines that allow you to scale your lending operations beyond your own capital, increasing your potential returns.

We require basic KYC documentation, proof of lending experience, and a minimum capital commitment. Our team will guide you through the entire onboarding process and provide comprehensive training on using our platform.

Let's Simplify Credit Together

Start your Journey