Bajaj Finserv offers personal loans to their customers at an affordable interest rate starting from 12%. The loan is especially designed for people who are in need of money and need instant cash to fulfill their demands. Be it renovating your house, paying education fees, covering wedding expenses etc., a personal loan from Bajaj Finserv is the best option.
Why Choose Bajaj Finserv Personal Loan?
You can benefit from the attractive rate of interest and several other product features. Here are a few reasons for choosing Bajaj Finserv Bank for a personal loan.
- Affordable and Flexible Interest Rates
- Personal loan up to Rs. 20 lacs
- Instant online loan approval
- Easy documentation process & 100% transparency
- Flexible repayment options, ranging from 12 to 60 months
- Zero Hidden Charges and Low Processing Fee
- Check personal loan eligibility
- Calculate personal loan EMI
Bajaj Finserv Interest Rate:
- The rate of interest will range from 12% to 16% p.a. It will depend on the customer’s credit score, credit history and the relationship with the bank, and finally the bank’s internal policies.
How to Get a Personal Loan Online?
Here are the useful steps you might follow:
Visit the Official Website:
- Go to the official website of Bajaj Finserv.
Navigate to Personal Loans Section:
- Look for the section related to personal loans on the website. This could be easily found in the main navigation menu.
Check Eligibility:
- Bajaj Finserv usually provides an online eligibility calculator. Use this tool to check if you meet the basic eligibility criteria for a personal loan. The eligibility criteria may include factors such as age, income, employment status, credit score, etc.
Fill in the Application Form:
- If you are eligible, you will be directed to an online application form. Fill in all the required details accurately. This may include personal information, employment details, financial information, and more.
Choose Loan Amount and Tenure:
- Specify the loan amount you are looking for and the preferred repayment tenure.
Upload Documents:
- Bajaj Finserv typically requires certain documents for processing your loan application. These may include proof of identity, address, income documents, etc. Scan or upload the necessary documents as per their requirements.
Review and Submit:
- Before submitting your application, carefully review all the details you've entered. Ensure accuracy to avoid delays in the approval process.
Wait for Approval:
- After submitting your application, the Bajaj Finserv team will review your application and documents. This process may take some time.
Loan Approval and Disbursement:
- If your application is approved, you will receive details regarding the approved loan amount, interest rate, and other terms. The loan amount will be disbursed to your bank account.
Repayment:
- Repay the loan in monthly installments as per the agreed-upon schedule.
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