Here's a useful guide:
Download and Install YONO SBI App:
- Ensure you have the YONO SBI app installed on your smartphone. You can download it from the App Store (for iOS devices) or Google Play Store (for Android devices).
Registration/Login:
- If you're not already a user, you'll need to register on the app. For existing users, log in using your credentials.
Navigate to 'Loans' Section:
- Once logged in, navigate to the 'Loans' section. This may be located in the main menu or on the home screen, depending on the app's layout.
Choose 'Personal Loan':
- Look for the option that specifically mentions "Personal Loan" or similar. Select that option.
Check Eligibility:
- The app will typically prompt you to check your eligibility for a personal loan. This involves entering relevant information such as your income, employment details, and other personal details.
Submit Required Documents:
- After checking your eligibility, you may be required to submit necessary documents. These documents might include proof of identity, address, income, and other relevant information.
Loan Amount and Terms:
- Specify the loan amount you're looking for and the repayment terms. The app may provide you with options based on your eligibility.
Review and Submit:
- Review all the details you've provided and ensure they are accurate. Submit the application.
Approval Process:
- After submitting your application, the bank will review it. This may involve a credit check and an assessment of your financial status.
Loan Disbursement:
- If your application is approved, the loan amount will be disbursed to your linked bank account.
Repayment:
- Ensure you are aware of the repayment schedule and make timely payments.
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